Restaurant Insurance provided by Browne Insurance Services
Restaurants, coffee shops and other food service businesses have their fair share of headaches. A lawsuit from a customer who falls on a wet floor shouldn’t be one of them. Neither should spoiled food caused by a failed walk-in refrigerator. Find the right coverage for your food or beverage business.
Restaurant Insurance for Small Business Owners
Chances are, if you serve any kind of food or drink, you’re going to need food liability insurance. Being in the food and beverage business can come with great risks. That’s why it’s important to protect your restaurant with the best kind of coverage. We believe in small businesses and get to know restaurant owners so we can understand your unique needs and ensure you’re covered.
Who needs it?
Businesses that cook and serve food should have adequate restaurant insurance. Business types can include:
- Bars / Taverns
- Cafés / Coffee shops
- Food delivery services
- Fast food franchises
- Sandwich shops
- And many more!
What’s the Best Small Restaurant Insurance I Can Get?
If you’re in the food and beverage business, we recommend starting with a business owner’s policy. A BOP combines three general insurance coverages that are important to almost every business:
- General Liability
- Commercial Property
- Business Income
Most restaurant owners with employees are also required to have workers’ compensation.
Our team can help you understand the unique risks and needs of your restaurant business and help find the right combination of coverage.
Why Is Restaurant Business Insurance So Important?
Insurance protects the restaurant business you’ve worked hard to build – and helps keep it moving forward. No matter how hard you try to make sure everything is perfect, problems happen. And we’re here when they do. With us, you know you have an insurance company that always has your back. In fact, because we know that all business owners have unique needs, we’ve put together coverage options specifically made for restaurant owners with our food insurance and restaurant insurance.
We know you have a lot to handle on a daily basis, but with the right coverage, we’re here to help take some of the stress away, by helping protect your small business with restaurant insurance that works as hard as you do to protect against the unexpected.
You never think it’s going to happen to you. Until it does. Having the right coverage can help protect your restaurant.
Talk to us today to know how to keep your restaurant business protected